What NOT To Do During Your Foreclosure

As soon as the foreclosure procedure has started on your home, you are racing against a ticking clock. How fast that clock is running depends in large part on you but it also depends on the laws that govern your state and on how much your lender is willing to work with you. But at the end of the day, it is the decisions that you make or fail to make that will decide whether or not you will lose your home to foreclosure. A few things that you want to make sure
that you do not do during your foreclosure procedure are:
Avoid your lender. This means ignoring calls and letters from your lender. Often your lender wants to work with you and has options available for you. But they cannot offer you these options if you do not talk to them. Once a foreclosure procedure has been started on your home by your lender, it becomes vital that you start a dialogue with them. Ideally, you would have started a conversation with them as soon as you missed your first payment. But if you
did not do that, now is definitely the time to start talking to them, no matter where you are in your foreclosure procedure.
Give money to someone who tells you that they can save your home from foreclosure. A sea of con artists will virtually descend on you as soon as your foreclosure is a matter of public record. They will tell you that they can stop your foreclosure procedure and save your home. Realistically, most will not be able to help you. If you do decide to meet with anyone who tells you that they can help you save your home from foreclosure, be sure not to give
them any money upfront and also be sure to do your homework. Do some digging and research on the company that you are dealing with. Refuse to ask for help. Chances are good that you are going to need help. You may need financial help from your friends and family. For me, asking my parents for money ranked right up there as one of the most difficult things I had to do during my foreclosure procedure. It may not be easy but you might have to do it if you really want to save
your home. And having the moral support of your friends and family around during this time is vital to helping you keep your sanity. Foreclosure can be a very stressful process and having people around you who love you and want to help is important for your mental well being.
There is no easy way out of foreclosure. No magic pill or perfect solution that is going to make it go away. The best things you can do during your foreclosure procedure are to educate yourself about your options, keep the lines of communication open with your lender and ask for the help you need from the people who love and care about you.

Jill Borash - EzineArticles.com Expert Author
Jill Borash is a professional organizer and internet marketer in Denver, Colorado. Her interests include yoga, baking, personal growth and development, and helping others save their homes from foreclosure.